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To Certify Or Not To Certify

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The question: how important is it to get a lab certificate when buying a diamond? The answer: it's not. Most often just the *threat* or suggestion of certification is enough to keep most jewelers relatively honest. The only times a certificate is essential are:

1. You are a diamond investor buying investment-grade diamonds (Flawless, Internally Flawless, VVS1 or VVS2 D, E and F color grades).

2. You are a diamond investor buying a fancy colored diamond and you need certification that the color origin of the diamond is natural.

When diamond shopping, always ask the jeweler if the stone you're interested in has a lab certificate. If it doesn't, ask if he would mind certifying it. If the response is, "Sure, no problem, I'll get that for you within ten days at no cost," you can be pretty sure it's not necessary. But if the dealer tries to weasel out of it, and gives you excuses about long delays and extra fees, you can be pretty sure that dealer isn't being honest aobut diamond grades.

If you are doing long-distance diamond trading, and the buyer isn't able to see the stone before purchase, a certificate can be crucial. REMEMBER: A certificate must be recent (within six months) and the diamond must not have been worn since certification.

If a jeweler shows you a certificate for a stone, and the certification was done five years ago, it's meaningless! The diamond could have been anywhere and undergone many changes since then.

The best thing to do is find a jeweler who will give you an open-ended certification policy - that is, he will certify the diamond for you, free, at any time in the future. This way, if you need to resell the diamond you can certify it.

There are three certification centers in the U.S., all regulated by the Federal Trade Commission, and all of equal value:

  • Gemological Institute of America (1-800-421-7250 or 1-212-221-5858)
  • European Gemological Laboratory, Inc. (1-800-235-3287)
  • International Gemological Institute (1-212-398-1700)

by Fred Cuellar, author of the best-selling book "How to Buy a Diamond." More questions? Ask the Diamond Guy®

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